Tricare and FEDVIP Open Enrollment: What You Need to Know for 2027

What's Happening

• •Tricare and FEDVIP open enrollment for 2027 is set to begin on November 14, 2026.
• •Service members and their families can make changes to their health insurance plans during this period.
• •The enrollment period will end on December 13, 2026.

Why It Matters

Understanding the Tricare and FEDVIP open enrollment is crucial for service members and their families to ensure they have the best health coverage available. With potential changes in family circumstances or health needs, this annual opportunity allows military families to tailor their healthcare plans to fit their current situation.

What Changes Now

• •The open enrollment period for Tricare and FEDVIP will begin on November 14, 2026. This is the time when beneficiaries can make necessary changes to their health insurance coverage.
• •Service members can switch plans, such as moving from Tricare Prime to Tricare Select, during this period. This flexibility allows them to choose options that better suit their current healthcare needs.
• •Beneficiaries can also enroll in FEDVIP for dental and vision plans if they haven't already. This enrollment can provide additional coverage that complements their existing Tricare plan.

What to Watch

• •The open enrollment period will last until December 13, 2026. Beneficiaries should ensure they complete their enrollment or changes before this deadline to avoid missing out on new coverage options.
• •Changes made during this period will take effect on January 1, 2027. It is important to monitor any communications from Tricare for updates on new plan details or benefits.
• •Upcoming announcements from Tricare regarding any changes in coverage options or benefits may occur prior to the enrollment period. Keeping an eye on these updates can help beneficiaries make informed decisions.

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More Context

• •Understanding Tricare and FEDVIP: Tricare provides health care coverage for active duty service members, retirees, and their families. The Federal Employees Dental and Vision Insurance Program (FEDVIP) offers additional dental and vision insurance options. Both programs have designated open enrollment periods where beneficiaries can enroll, switch, or update their coverage.
• •Who Should Participate?: Active-duty service members, including E-1 to E-9 and O-1 to O-6, along with their dependents, should consider participating in the open enrollment. Additionally, veterans who are eligible for Tricare and their families can also make changes to their plans. This is particularly important for those who may have experienced life changes, such as marriage or the birth of a child, which could affect their healthcare needs.
• •What Changes Can You Make?: During the open enrollment period, beneficiaries can switch from one Tricare plan to another, such as from Tricare Prime to Tricare Select. They can also enroll in FEDVIP for dental and vision coverage if they haven't done so previously. It is crucial for service members to review their current coverage and consider any changes in their health needs or family status before making decisions.
• •Action Steps for Enrollment: To enroll or make changes, service members should log into the Tricare website or contact their regional contractor. It's essential to have personal information and any relevant documentation ready to ensure a smooth enrollment process. Additionally, beneficiaries should review the available plans and their benefits to make informed choices.
• •Key Dates and What to Watch: The open enrollment period runs from November 14 to December 13, 2026, so beneficiaries should mark their calendars. After the enrollment period, any changes made will take effect on January 1, 2027. It's also important to watch for any updates from Tricare regarding new plan options or changes in benefits that may be announced leading up to the enrollment period.